:root{--ink:#1d2125;--muted:#5b6470;--line:#e3e6ea;--bg:#f6f7f8;--card:#fff;--accent:#e0621b;--accent-dk:#b84d12;--dark:#22272d}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:17px}
a{color:var(--accent-dk)}img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.notice{background:var(--dark);color:#e9ecef;font-size:14px;text-align:center;padding:8px 12px}
header.site{border-bottom:3px solid var(--accent);background:#fff;position:sticky;top:0;z-index:10}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--ink);text-decoration:none}
.brand svg{flex:none}
nav a{color:var(--ink);text-decoration:none;margin-left:14px;font-size:14px}
nav a:hover{color:var(--accent-dk)}
.btn{display:inline-block;background:var(--accent);color:#fff;font-weight:700;text-decoration:none;padding:12px 20px;border-radius:6px;border:0;cursor:pointer;font-size:16px}
.btn:hover{background:var(--accent-dk)}
.hero{background:linear-gradient(135deg,#f3eee9 0%,#f6f7f8 100%);padding:48px 0}
.hero .wrap{display:grid;grid-template-columns:1.15fr 1fr;gap:40px;align-items:start}
h1{font-size:40px;line-height:1.15;margin:0 0 16px}
h2{font-size:28px;line-height:1.25;margin:0 0 14px}
h3{font-size:20px;margin:0 0 8px}
.lead{font-size:19px;color:#333}
.checks{list-style:none;padding:0;margin:20px 0}
.checks li{padding-left:28px;position:relative;margin:8px 0}
.checks li:before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--accent)}
.form-card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:24px;box-shadow:0 6px 24px rgba(0,0,0,.06)}
.form-card h2{font-size:22px}
label{display:block;font-weight:600;font-size:14px;margin:12px 0 4px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #cfd4da;border-radius:6px;font:inherit;font-size:15px;background:#fff}
textarea{min-height:96px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);margin:14px 0}
.consent input{width:auto;margin-top:3px}
.small{font-size:13px;color:var(--muted)}
section{padding:52px 0}
section.alt{background:var(--bg)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}
.card a.more{font-weight:700;text-decoration:none}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.steps .card:before{counter-increment:s;content:counter(s);display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--accent);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:10px}
.areas{columns:3;padding-left:18px}
details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px 18px;margin:10px 0}
summary{font-weight:700;cursor:pointer}
.cta{background:var(--dark);color:#fff;text-align:center}
.cta h2{color:#fff}
.content{max-width:780px}
footer{background:#15181b;color:#b9c0c8;font-size:14px;padding:32px 0}
footer a{color:#e9ecef}
footer .cols{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
nav a{white-space:nowrap}
@media(max-width:860px){header.site{position:static}header.site .btn{display:none}.hero{padding:28px 0}.hero .wrap,.grid3,.steps{grid-template-columns:1fr}h1{font-size:30px}.areas{columns:2}nav{width:100%;display:flex;flex-wrap:wrap;gap:6px 14px}nav a{margin:0;font-size:14px}.notice{font-size:12px}}